Running Ridgeline taught me that the hardest part of self-employment isn’t the work. It’s knowing what’s actually yours to spend. PayMyself answers that for single-member LLC owners, especially the ones with a day job or who just went full-time: every dollar that comes in has two jobs, and part of it belongs to the IRS.
Features
- Free calculator, no account needed: a few plain questions (W-2 salary, a spouse’s salary, filing status, state) plus this month’s LLC income and expenses. It leads with how much you can pay yourself, then shows the tax set-aside and walks through how your taxes work using your own numbers. It shows why a W-2 job raises the set-aside: your salary already used the standard deduction and lower brackets, so LLC profit is taxed at your top rate plus 15.3% self-employment tax. It covers 2026 federal brackets, the QBI deduction, each state’s own brackets, and the monthly set-aside and quarterly payment amounts. What you type stays in your browser.
- QuickBooks Online dashboard: connect with OAuth and your LLC’s income and expenses come in automatically, month by month, with an estimate for the rest of the year and past years to compare. A “data health” check flags books that need cleanup first, and QuickBooks tokens are encrypted at rest.
- Plain-language guides on LLC taxes with a W-2 job, how much you can pay yourself, and how much to set aside for taxes.
- PDF summary by email of your plan.